가계부하면 단식부기의 사용하기 쉬운 간편함과 복식부기의 강력한 다중 계정 관리를 떠올리게 됩니다. 하지만, 가계부를 조금만 더 열심히 사용해보면, 단식부기는 기능이 너무 단조로와 사용하기 불편하고, 반면에 초보 가계부 사용자들은 복식부기의 복잡함에 사용하기 어려운 문제가 부딪히게 됩니다.
http://latte4u.net
터치 머니(Touch Money)는 단식부기의 가계부이지만, 사용하기 쉽고 돈의 흐름을 한눈에 파악할 수 있는 아이폰 가계부 어플입니다.

터치 머니(Touch Money)는 AppStore 유료 어플입니다.
iTunes 평가 ::

 

#1 터치 머니(Touch Money) 가계부의 특징
터치 머니를 사용하며 느낀 가장 큰 장점은 카드 사용이 많은 현대인들에게 안성맞춤이랄까요? 카드 중심의 지출관리를 하는 터치 머니(Touch Money)는 카드 사용내역을 받은 SMS를 복사하여 직접 터치 머니(Touch Money) 카드 지출내역으로 등록할 수 있는 편리함도 갖고 있습니다.
   

일반적으로 카드 지출이 많은 사람들의 가계부는 지금 시점에 사용한 카드 사용 내역이 다음 달에 청구되는 구조를 갖고 있기 때문에, 본인의 여유자금을 쉽게 파악하기가 어렵고 이로 인한 과소비가 발생하게 됩니다.
http://latte4u.net
터치 머니(Touch Money)는 바로 이러한 점에 주목하여, 지출을 한 시점과 실제 돈이 지불되는 시점을 감안하여 이달 나가는 돈과 여유자금을 바로 알 수 있도록 만들었습니다.
http://latte4u.net
.터치 머니(Touch Money) 특징.
- 매월 사용금액과 실제 여유 자금 정보
- 예산에 따른 실제 사용가능 금액
- 직불(체크)카드 지원
- 아이폰 4 고화질 지원
- 주요 30개국 통화지원
- SMS 카드사용내역 입력 기능
- 종합보고서 기능
- 카드별 보고서 및 원그래프 기능
- 카드별 기준일 기능
- 신용카드 정보로 결제, 할부금액 자동 계산
- 매월 반복되는 예정목록 자동 등록 기능 
- CSV 추출 및 메일, 파 일 서버 등의 백업 기능
- 잠금기능

#2 터치 머니(Touch Money) 설정
처음 터치 머니(Touch Money)를 사용하려면 하단의 [옵션]항목에서 [수입항목 설정],[저축항목 설정], [지출항목 설정], [지불수단 설정] 을 해서 기본 사용 설정을 마칠 수 있습니다.

[수입항목 설정] : 급여, 부동산, 기타 수입 항목을 설정할 수 있습니다.
[저축항목 설정] : 정기적금, 펀드등 저축 항목을 설정할 수 있습니다.
[지출항목 설정] : 관리비, 외식비, 교통비등과 같은 지출 유형을 설정할 수 있습니다.
[지불항목 설정] : 신용카드, 체크카드를 등록할 수 있습니다. 현금은 별도로 등록할 필요없습니다.

 
 

지출 항목에 대한 예산까지 설정한다면 더욱 아껴쓰는 살림살이를 관리할 수 있습니다.
  

#3 터치 머니(Touch Money) 사용
기본 설정을 마치게 되면 터치 머니(Touch Money)의 사용은 매우 간편합니다. 지출이 발생하면 [지출목록]에 추가하고 수입이나 저축이 발생하면 [수입/저축 목록]에 새로운 트랜잭션을 추가해주면 됩니다.
   
복식부기처럼 각각의 계정에서 발생되는 수입과 지출을 관리하는 방식이 아니라, 단식부기처럼 전체 수입과 지출만을 관리하는 방식이라 사용하기 쉽고 간편하지만, 보다 전문적인 사용에는 한계가 있습니다.
http://latte4u.net
특이한 점은 수입항목 화면에 저축항목을 입력할 수 있는데, 저축항목을 입력하더라도 전체 자산의 증가는 없이 수입내역의 일부가 저축항목으로 설정됩니다.
http://latte4u.net
보고서에서는 다양한 방식으로 지출과 수입내역을 한눈에 파악할 수 있는 보고서를 볼 수 있습니다.
    

#4 SMS 카드 사용내역 문자로 가계부 입력하기
터치 머니(Touch Money)의 가장 큰 장점! SMS 카드 사용내역으로 가계부 입력하기 기능은 카드 사용이 많은 분들에게 획기적으로 편리한 기능입니다.

대부분의 카드 사용자들은 카드 결제를 하자마자 휴대폰으로 SMS문자를 받도록 설정해두고 사용하죠. 터치 머니(Touch Money) 는 바로 이 카드 사용 내역 SMS를 복사하여 터치 머니(Touch Money) 에 직접 사용내역으로 입력할 수 있습니다.

[Step 1] 아이폰 SMS 어플에서 카드 사용내역 문자를 더블 터치하여 복사합니다. 

[Step 2] 터치 머니(Touch Money)를 실행하여 지출내역입력을 실행합니다
http://latte4u.net
[Step 3] 하단에 [SMS로 내역 입력]을 터치하고 화면을 터치하여 [붙이기]로 입력합니다.
  

[Step 4] 상단의 [추출]을 터치하면 사용내역이 터치 머니(Touch Money) 에 입력됩니다.
 

[Finish] 기타 입력사항을 확인하고 카드 종류를 선택하고 [저장]을 누르면 끝

#5 글을 마치며...
터치 머니(Touch Money) 는 카드 사용중심의 지출을 하는 현대인에게 편리하고 쉬운 사용 방식과 실제로 돈이 지출되는 일자를 고려한 여유자금 파악, SMS 문자로 가계부 입력하기 등 편리한 기능을 두루 갖추고 있지만, 단식부기 가계부의 한계로 여러개의 계정에 대한 관리, 계정 간 자금 이동등 복식부기가 갖추고 있는 장점을 극복하기는 어렵습니다.

그렇지만, 복식부기의 강력하고 복잡한 개념이 필요없는 분들에게는 터치 머니(Touch Money) 를 사용하더라도 충분히  가계부 사용에 어려움이 없을것으로 보입니다. 게다가 SMS를 곧바로 가계부에 입력할 수 있는 기능은 그 어떤 기능보다도 매력적인 기능입니다.

복식부기 사용자로서 터치 머니(Touch Money) 의 SMS 입력하기는 정말 부럽습니다. ㅡ.,ㅡ

.터치 머니(Touch Money) 프로모션 무료 이벤트.

터치 머니(Touch Money)를 무료로 만나볼 수 있는 기회!!!
딱 10분만 모시겠습니다.

블로그 댓글을 남겨주세요. 10분을 선정하여 터치 머니(Touch Money) 리딤 코드를 보내드리겠습니다.
선착순 5명 + 무작위 선정 5명
이메일이나 트위터 계정은 필수로 남겨주셔야죠!
latte4u 팔로잉 안하시는 분들은 리딤을 트위터로 보내드릴 수 없습니다. 



저작권 :: Latte's Planet의 글은 기본적으로 펌금지입니다. 저작권 관련 공지 보기

  1. 이전 댓글 더보기
  2. narsha83 2010.11.01 21:01

    결혼을 앞두고 지출이 많아지는데 관리하기가 쉽지 않네요. 하나n머니를 쓰고 있는데 부족한감이 있습니다. 카드별로 사용총액이 나오는것과 sms가 꼭 필요합니다 ㅎㅎ 당첨되면 좋겠네요~트위터 @narsha83 입니다

  3. narsha83 2010.11.01 21:01

    결혼을 앞두고 지출이 많아지는데 관리하기가 쉽지 않네요. 하나n머니를 쓰고 있는데 부족한감이 있습니다. 카드별로 사용총액이 나오는것과 sms가 꼭 필요합니다 ㅎㅎ 당첨되면 좋겠네요~트위터 @narsha83 입니다

  4. 심승훈 2010.11.02 00:56

    @tlatmdgns3 < 트윗
    tlatmdgns3@gmail.com < 메일

    지금 너무나 많은 지출때문에 머리가 아프네요 ㅜㅜ 안그래도 가계부앱을 찾고있었는데 정말 필요합니다~~~
    팔로윙 완료!!

  5. BlogIcon 박재우 2010.11.02 09:46

    와... 그동안 가계부 어플 써보고 싶었는데...

    안드로이드의 경우는 T스토어에 무료로 풀려서 있어서 부러웠거든요..

    ^^ 그래도 어플 분석된 보니 좋군요...

    저도 리딤코드 꼭 받았으면 좋겠어요

    payonee@gmail.com

  6. 김동범 2010.11.02 10:35

    @dongbum77
    제에게 딱 필요한 어플이군요^^
    리딤 신청합니다^^
    팔로우 완료입니다. 좋은하루되시길..ㅎ

  7. 김동범 2010.11.02 10:35

    @dongbum77
    제에게 딱 필요한 어플이군요^^
    리딤 신청합니다^^
    팔로우 완료입니다. 좋은하루되시길..ㅎ

  8. 최은진 2010.11.02 10:40

    @strawmaro
    안그래도 살까 말까 고민 중이었는데
    지금 리딤 신청해도 될까요?
    라떼님 트윗은 옛날 옛적에 팔로우 중이었는데 ^^
    메일주소는 strawmaro@gmail.com 입니다.

    좋은하루 되세요~

  9. 최은진 2010.11.02 10:40

    @strawmaro
    안그래도 살까 말까 고민 중이었는데
    지금 리딤 신청해도 될까요?
    라떼님 트윗은 옛날 옛적에 팔로우 중이었는데 ^^
    메일주소는 strawmaro@gmail.com 입니다.

    좋은하루 되세요~

  10. 고병간 2010.11.02 10:47

    good@byus.net
    리딤코드 신청해봅니다.

  11. 비제이리 2010.11.02 11:26

    아직 끝난 건 아니죠? 늦었더라도 신청해 보아요~ 좋은 하루 보내세요~
    @lbh9551

  12. 그니 2010.11.02 11:31

    너무 늦은감이 없지 않지만.. 그래도 묵묵히 줄서봅니다~ ^^*

    @keuni77

  13. 민트 2010.11.02 11:49

    마감시간은 따로이 없는듯하여;; 늦었지만 줄 서봅니다;ㅅ;

    @inti2162

  14. 2010.11.02 12:12

    비밀댓글입니다

  15. BlogIcon latte4u 2010.11.02 14:35 신고

    ======================
    어제 다 종료되었습니다.
    댓글 보시면 아실텐데.....
    ======================

  16. 그니 2010.11.02 17:25

    아이고.. 그랫군요... ㅠㅠ

  17. 최태영 2010.11.02 23:30

    너무 마음에 드네요^^ 다른어플들 마니 써보앗는데 정말 호감가는 어플입니다^^

  18. 이한준 2010.11.03 12:43

    가계부 어플은 뭐가 좋을까? 고민중에 예전에 본 이곳이 생각나서 검색에 검색을 통해 찾아왔습니다.^^
    즐겨찾기 해놨는데 포맷하는 바람에 ^^ 다시 즐겨찾기 등록하고 좋은 기회 노려봅니다.
    다른 리뷰들도 잘 볼께요~

  19. 박종후 2010.11.04 22:45

    아!! 정말 필요하던 가계부였는데!

    안드로이드에 카드생활을 보고 너무 갖고 싶었는데, 이런 앱이 있었네요

    리뷰 잘 봤습니다^^

    windelf@naver.com

  20. 권태혁 2010.11.11 12:12

    국x은행이 월급통장이지만 불편하더군요 저에게 사용할기회를 주세요~
    wildpunk@naver.com

  21. 박현호 2010.12.13 19:41

    가계부 설명은 참 잘되어 있는데 그래도 어떨지 궁금하네요 기회가 된다면 한번 사용해보고 싶습니다. hairan@naver.com 그 기회를 한번 주세요...

심플한 가계부는 사용하기는 쉽지만, 반면에 자금의 흐름을 한 눈에 보기 어렵고 여러 계정을 관리하기도 좀 버겁습니다. 라대리처럼 재태크에 관심있는 사람들에게 용돈 기입장에 불과한 수준의 가계부라면, 기능이 너무 없어서 제대로 사용하기가 어렵죠.
http://latte4u.net
라대리는 카드를 사용할때마다 부채가 쌓이고, 카드값을 내는 날이면 저축계좌에서 카드 부채가 상쇄되는 일과 같이 종합적인 자금의 흐름을 한 눈에 볼 수 있는 가계부를 찾게 되었습니다. 아이폰까지 활용할 수 있다면 더할 나위 없이 좋겠죠.
http://latte4u.net
아이캐쉬하우스(iCashHouse)는 복식부기를 지원하는 제대로 된 인터넷 가계부입니다. 클리앙 커뮤니티에서도 진리의 가계부, 최고의 가계부, 이런 서비스가 왜 공짜인지 모르겠다는는 극찬을 받고 있습니다. 라떼네 집도 여러 가계부를 거쳐서 오래 전부터 아이캐쉬하우스(iCashHouse)를 사용하고 있답니다.
http://latte4u.net
아이폰용 어플은 아니지만, PC에서는 웹브라우저로 아이캐쉬하우스(iCashHouse)사이트에 접속해서 가계부 내용을 정리하고, 아이폰에서는 사파리 웹 브라우저로 모바일 사이트에 접속해서 언제든지 새로운 입출금 내용을 기록할 수 있답니다.

아이캐쉬하우스(iCashHouse) 웹사이트 

데스크탑용 : http://www.icashhouse.co.kr


#1 아이캐쉬하우스(iCashHouse)가 갖는 장점
회계용어라 어려울수도 있지만, 단식부기와 복식부기는 자금의 흐름을 관리하는데 매우 큰 차이를 갖고 있습니다. 복식부기에서는 자금의 유입 경로, 지출 경로등을 함께 기입하게 되어 다른 계정으로의 자금 이동도 매우 간편하게 해결됩니다.
http://latte4u.net
예를 들어, 카드값으로 나가는 경우에도 저축계좌에서 신용카드 계정으로 돈을 이동시켜서 그 동안 쌓아진 신용카드 부채를 상쇄하는 방식으로 자금 관리가 가능해집니다.
http://latte4u.net
네이버 가계부 같은 것은 단식부기에 해당되어 간단하게 지출을 관리하는 데는 좋지만, 보다 전문적으로 자금을 관리하기에는 부족함이 많습니다. 포켓 머니(Pocket Money)와 같은 아이폰용 가계부 어플을 사용하는 것도 좋은 방법이 될수도 있지만, 아시다시피, 웹 서비스로 제공되는 것을 사용하게 되면 여러가지 장점이 생기게 되죠. 예를 들어, PC를 포맷하더라도 가계부 데이타를 백업할 필요가 전혀 없습니다. 그리고, 아이캐쉬하우스(iCashHouse)처럼 모바일 사이트까지 제공한다면, PC에서 또는 아이폰에서 필요한 상황에 따라 언제든 편리하게 가계부를 사용할 수 있어서 좋습니다.
  

#2 아이캐쉬하우스(iCashHouse)의 기능
앞서서 단식부기, 복식부기라는 말을 하였는데, 아이캐쉬하우스(iCashHouse)에서는 회계를 모르더라도, 쉽게 사용할 수 있도록 잘 구성되어 있습니다. 그렇지만, 제대로 아이캐쉬하우스(iCashHouse) 가계부를 활용하려면 먼저 도움말에 설명되어 있는 내용을 천천히 훓어보는 것이 좋습니다.
  
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아이캐쉬하우스(iCashHouse)에는 아래와 같은 메인 메뉴로 구성되어 있습니다.

거래입력 : 새로운 수입/지출 내역을 기록하는 곳
거래내역 : 기록된 수입/지출 내역을 보거나 수정,삭제하는 곳  
예산지출 : 예산대비 지출한 내역을 보는 곳
손익계산서 : 카테고리별로 수입과 지출 내역을 보는 곳
대차대조표 : 각 계정별로 현재 자금 상태를 보는 곳
기간별손익 : 기간별로 수입/지출 비교 막대그래프를 보는 곳
손익항목변동 : 기간별 카테고리별 수입/지출 꺽은선 그래프 보는 곳
총자산변동 : 기간별 자본, 부채를 포함한 총자산 그래프를 보는 곳
설정 : 자산, 부채, 자본, 지출, 수입 계정을 설정하는 곳

 

#3 글을 마치며...
복식부기부터 시작해서 아이캐쉬하우스(iCashHouse)의 기능을 전부 설명하는 것보다는 아이캐쉬하우스(iCashHouse) 도움말에서 제공하는 자료를 보는 편이 좋을 거 같습니다. 
http://latte4u.net
지금까지 나왔던 그 어떤 가계부보다 그 이상의 강력한 기능과 모바일 사이트 운영으로 편리한 가계부 정리를 확신합니다. 아직까지 가계부를 적고 있지 않는 분들에게는 재태크의 시작으로 아이캐쉬하우스(iCashHouse)를, 이미 가계부를 관리하고 있으나, 기능이 마음에 안드시는 분들에게도 아이캐쉬하우스(iCashHouse)를 강력 추천합니다.

저작권 :: Latte's Planet의 글은 기본적으로 펌금지입니다. 저작권 관련 공지 보기

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Finally peeking out after the storm Glorimar Perez (@GloriPerez) 14h52: Le passage de Sandy aux Etats-Unis en imagesLe site Bostoncom propose r&eacute;guli&egrave;rement de magnifiques diaporamas dans leur rubrique The Big Picture Nouvel exemple ici avec l'ouragan Sandy14h50: Reportage &agrave; Jersey City d&eacute;vast&eacute;e par l'ouragan par l'AFP 14h45: Le sauvetage d'un b&eacute;b&eacute; pr&eacute;matur&eacute; pendant la tempteC'est l'une des belles histoires du passage de Sandy sur New York Elle est racont&eacute;e par BFM TV 14h43: Lent retour &agrave; la normale &agrave; New York par l'AFP 14h32: L'interpr&egrave;te en langue des signes du maire de New York moqu&eacute;e sur InternetLydia Callas pr&eacute;sente aux ct&eacute;s de Michael Bloomberg &agrave; chacune de ses interventions ces derniers jours a r&eacute;ussi &agrave; &eacute;clipser le maire de New York grce &agrave; ses interpr&eacute;tations particuli&egrave;rement expressives en langue des signes Photos et gif en g&eacute;n&eacute;ral assez moqueurs lui sont ainsi consacr&eacute;s 14h27: Le trafic a&eacute;rien reprend &agrave; 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C'est en tout cas ce que souhaite le groupe Ceres Cette tempte ainsi que la s&eacute;cheresse et les incendies qui ont atteint des proportions catastrophiques dans l'ouest des &Eacute;tats-unis mettent en lumi&egrave;re la n&eacute;cessit&eacute; pour les membres du Congr&egrave;s de commencer &agrave; prendre au s&eacute;rieux la r&eacute;alit&eacute; des changements climatiques explique Sharlene Leurig Il est probable que le type de tempte dont nous venons d'tre t&eacute;moins devienne de plus en plus commun a-t-elle d&eacute;clar&eacute; avertissant que les r&eacute;percussions se trouveraient &eacute;galement dans le bilan des contribuables am&eacute;ricains12h33: Heidi Klum annule sa fte d'Halloween &agrave; cause de SandyRangez vos costumes la mannequin a d&eacute;cid&eacute; d'annuler sa fameuse fte d'Halloween en raison des cons&eacute;quences de la tempte sur New York Mais elle se rattrapera &agrave; Nol.Hope you & your loved ones are safe after the storm Canceling my Halloween party, http://airjordanchaussuresafr1.com/ jordan pas cher.postponing to a haunted Christmas Heidi Klum (@heidiklum) 12h22: Dernier bilan du passage de Sandy aux Etats-UnisMardi soir on d&eacute;nombrait au moins 55 morts La tempte a eu un impact sur une zone s'&eacute;tendant sur 1600 kilom&egrave;tres de long Au moins 17 Etats ont subi de mani&egrave;re importante ses effets11h55: Le fonctionnement des taxis de New York modifi&eacute;Si quelques lignes de bus ont repris le m&eacute;tro est lui toujours &agrave; 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leur deuxi&egrave;me nuit de recherches ce mercredi pour retrouver le capitaine du bateau HMS Bounty disparu dans la nuit de lundi &agrave; mardi dans le naufrage du navire balay&eacute; par Sandy Les sauveteurs esp&egrave;rent que Robin Walbridge 63 ans aura surv&eacute;cu &agrave; quelque 145 kilom&egrave;tres au large du (Caroline du Nord) dans une eau &agrave; 25C Selon les gardes-ctes le HMS Bounty a enti&egrave;rement coul&eacute; seul son mt d&eacute;passe encore de la surface de l'eau Une membre d'&eacute;quipage du HMS Bounty est morte dans le naufrage Le navire a &eacute;t&eacute; abandonn&eacute; lundi au large des ctes de Caroline du Nord en plein ouragan Sandy Les secours ont sauv&eacute; 14 autres membres d'&eacute;quipage du bateau r&eacute;plique d'un mythique navire du 18e si&egrave;cle8h35: Reprise des vols vers Washington et New YorkTous les vols reprennent normalement vers Washington et deux des a&eacute;roports de New York Le trafic a&eacute;rien devait reprendre partiellement ce mercredi &agrave; 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  8. Saints defensive end Will Smith attended the bounty appeals hearings conducted by former NFL Commissioner Paul Tagliabue, but didn't have much to stay to reporters on Wednesday other than it was fulfilling to have the opportunity to listen in on cross examinations of accusers like former Saints defensive coordinator Gregg Williams.



    REDSKINS



    "You stay aggressive," Brees said. "You stay confident. You trust in confidence. If you don't have that as a quarterback in this league you can't play.



    SAINTS



    "I probably hung on to that Atlanta loss a little longer than normal just because we had more time," Brees said, . "I obviously dug deep to find where I can make the corrections, where we can make the corrections and how we can move on from that."



    Next up for the Cowboys are the streaking Bengals and Cincinnati defensive coordinator Mike Zimmer spoke very highly of the troubled and very talented Dez Bryant Wednesday. In a radio interview on KESN-FM, Zimmer said Bryant reminds him of former Cowboy and Hall of Famer Michael Irvin, .



    "I've said from Day 1 that it's good to have this process to be able to cross examine these people who said these things that didn't take place and to have the (NFL)PA be able to interview these guys and all this other stuff, and we think this is a fair process," Smith said, . "Well, fair in the sense that there was a hearing of some sort. The fact that we were able to sit in and listen to these people get cross examined was interesting and needed."



    The Saints' success rides on Brees correcting the errors – in Brees' four two-interception games this season, New Orleans is 0-4. And while Brees leads the league with 31 touchdown passes, he also is tied at the top of the interception list with 16.



    Drew Brees had extra time to dwell on what was perhaps his worst performance of his career last Thursday against the Falcons and admitted as such Wednesday.



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    Bryant has the numbers -- he has 71 receptions for 978 yards and eight touchdowns this season -- but his maddening inconsistency leaves the organization and teammates frustrated.



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    Nick Foles and the Eagles rallied from an 11-point deficit in the fourth quarter for a last-second win on Sunday over the Buccaneers .

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    ? In his fourth career start, Foles became only the third rookie in NFL history to throw for 380 or more yards with multiple touchdowns and no interceptions. Marc Bulger of the Rams did it in 2002 and Andrew Luck of the Colts this year.

    ? Foles' 381 passing yards are the 13th-highest total in NFL history by a rookie.

    ? The last time the Eagles had less than 30 rushing yards and won was Oct. 23, 2005. It's only happened four other times since 1940.

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    ? Jeremy Maclin’s 242 receptions are tied with Keith Jackson for the most ever by an Eagle in his first four seasons.

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#1 신한S뱅크 특징
신한은행 아이폰 어플은 기존에 출시 된 하나은행, 기업은행 어플에 비해 깔끔한 인상을 받았습니다.

하나은행은 화려한 디자인에 비해, 글자까지 불필요한 이미지로 로딩되도록해서 사용감이 느린 단점이 있고, 기업은행은 심플한 만큼 매우 빠르게 화면이동이 되서 좋구요. 신한은행은 깔끔한 디자인에 사용자가 인내할 수준의 속도를 내주는 군요. 아주 빠르진 않지만, 이 정도면 답답한 느낌은 그다지 들지 않을거 같습니다.

디자인과 속도가 적절히 배합된거로 보여지네요.

#2 신한S뱅크 기능
신한은행 아이폰 어플은 예금조회, 이체, 펀드, 대출, 외환, 신한카드, 지로납입까지 손안에서 모든 은행 업무를 해결할 수 있습니다. 그렇지만, 초기버젼에서는 예금조회, 이체, 펀드, 대출 관련서비스까지만 지원되고, 외환, 신한카드, 지로서비스는 현재 준비중입니다. 메인 화면에서 왼쪽으로 밀어주면 다른 메뉴를 볼 수 있습니다.



[신한S뱅크 사용 가능 서비스]
* 예금조회/이체 
- 예금조회/이체 계좌목록, 거래내역조회, 예금이체
- 예약이체/ 예약이체 등록, 조회후 취소, 결과 조회
- 경조금이체 /이체내역조회 
- 자주쓰는 입금계좌/ 자주쓰는 계좌관리 및 갱신
* 펀드/수익증권 : 펀드/수익증권 수익률 조회 ,펀드/수익증권 입금, 펀드/수익증권 출금 
* 대출 : 대출조회/ 상환, 이자납입 
* 공지사항/이벤트 : 공지사항, 이벤트, 이용안내
* 공인인증센터 : 공인인증서 발급안내, 공인인증서 가져오기, 공인인증서 관리, 공인인증서 안내
* 부가 서비스 : 환율조회, 수표조회
* 고객센터 : 영업점 찾기, 콜센터 안내 
* 환경설정 : 가속도센서 설정, 버전 확인

[신한S뱅크 준비중인 서비스]
* 신한카드 
- 신용카드번호 조회 ,이용내역조회, 포인트조회 ,이용대금명세서조회 
- 이용한도조회, 결제내역조회 ,교통카드내역조회 , 현금서비스 이체
* 외환 : 외화예금조회, 모바일환전신청, 환전신청내역조회, 해외송금/조회
* 긴급출금 : 긴급출금 등록, 긴급출금 조회/취소 
* 지로/지방세 : 지로조회납부, 지로입력납부, 납부내역 조회/취소, 지방세납부, 지방세납부내역조회 

#3 신한S뱅크 가입 절차
신한S뱅크의 사용은 하나은행이나 기업은행과 마찬가지로, 아이폰에 어플을 먼저 설치하고, PC에서 은행사이트의 공인인증서 보내기 기능으로 아이폰에 공인인증서를 담아서 사용하는 방식입니다.

.공인인증서 가져오기.

1. AppStore나 iTunes을 사용하여 신한S뱅크 어플 아이폰에 설치

2. 신한S뱅크 실행 >> 공인인증센터 >> 인증서 가져오기 (하단에 인증번호 참조)


3. PC에서 http://www.shinhan.com/sbank 접속

4. PC화면의 인증서전송 버튼 클릭 >> 인증서 선택후 암호입력

5. PC화면 하단에 2번 아이폰 화면의 인증번호와 주민번호 입력

6. 아이폰 화면하단에 "다음" 터치

7. 아이폰 화면에 주민번호 입력하여 공인인증서 가져오기
 

신한S뱅크 어플로 은행거래를 하려면, 스마트폰 서비스에 가입해야합니다. 가입절차는 공인인증서를 가져온 후에 신한S뱅크에서 예금조회등을 터치하면 공인인증서로 간단하게 가입처리가 됩니다.

이제 아이폰으로 신한은행의 은행서비스를 마음껏 사용할 수 있습니다.

                        .Latte's Planet :: 라떼의 이야기입니다.                        

#4 신한S뱅크 스크린 샷
신한S뱅크로 공인인증서를 가져오고 가입절차를 마쳤다면, 이제부터 아이폰에서 예금조회, 계좌이체, 펀드조회, 납입, 출금등의 은행 업무를 처리할 수 있습니다. 예적금 조회화면에서 즉시 이체할 수도 있습니다.

[예금조회/이체 메인메뉴]


[예적금 조회]


[즉시이체, 예약이체]


[펀드 수익증권 조회, 입출금]


[수표조회, 환율조회]


#5 신한은행 모바일 사이트
신한은행은 아이폰 전용 어플 이외에도 동시에 모바일 사이트를 오픈하였습니다. 아이폰 사파리, 옴니아, 안드로이드에서도 웹브라우져를 통해 접속할 수 있습니다.

신한은행 모바일 사이트 : http://m.shinhan.com



다만, 모바일 사이트에서도 은행거래가 가능한것으로 착각을 해서 기대를 많이 했는데, 알고보니 모바일 사이트는 은행거래는 할 수 없었습니다.

신한은행 모바일 사이트는 은행 상품정보 위주의 서비스를 제공하고 있습니다.


#6 글을 마치며...
대형은행의 아이폰 어플 참여는 시사하는 바가 크다고 생각합니다. 이제 아이폰은 거스를 수 없는 대세입니다. 아이폰으로 시작 된 스마트폰 활성화는 새로운 세상의 시작일 뿐입니다. 정부나 감독기관들이 IT쇄국정책으로 더 이상 우물 안 개구리가 되지 않았으면 합니다.

 

이제 액티브X 좀 버렸으면.......... ㅡ.,ㅡ

저작권 :: Latte's Planet의 글은 기본적으로 펌금지입니다. 저작권 관련 공지 보기

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    The late Mike Heimerdinger, who was not only one of the best but most underrated quarterback coaches in the NFL, used to call it "the cooler."




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하나N Money에는 기본적인 수입/지출 계정이외에도 금융,부동산과 같은 자산계정을 별도로 관리할 수 있습니다.

자산관리 :: 자산 / 부채 / 자산부채 비율

자산
금융, 부동산, 주식, 기타 자산을 등록하고 관리할 수 있습니다. 새로운 자산은 "등록" 버튼을 누른 후 입력하고, 추가 변동된 자산은 자산 이력에서 추가 변동 사항을 입력할 수 있습니다.


부채
마이너스 통장, 모기지론, 신용대출등 대출관련 부채 내역을 등록 관리 할 수 있습니다.


자산부채 비율 
전체자산과 전체부채의 비율을 그래프로 보여줍니다.
 

#6 하나N Money 리포트
가계부에 매일 매일의 기록만을 남기고, 분석할 방법이 없다면 가계부를 제대로 활용한다고 볼수도 없습니다.

하나N Money에는 리포트 메뉴에서 그래프가 포함된 각종 보고서 자료를 쉽게 볼 수 있습니다.
 

수입/지출 변동내역                                 자산부채 변동내역


현금 VS 카드 지출 내역 

카드별 사용내역

# 글을 마치며...
하나은행의 아이폰 사용자를 위한 하나N Money는 마땅한 국산 가계부 어플이 없는 현실에서 단비와 같은 훌륭한 어플입니다. 심플한 입력 기능은 사용자로하여금 가계부 사용을 더욱 쉽고 편리하게 만들어 주었습니다.
 

하지만, 홈화면의 수입/지출관리 기능과 자산관리 화면의 금융,부동산,기타자산, 모기지론, 마이너스, 신용대출등 각종 자산 계정과의 연동이 고려되지 않아, 전체 자산관리를 하기에는 매우 불편합니다.

예를들어, 매달 10만원씩 저축을 한다고 할때, 홈화면에서는 지출계정으로 10만원이 빠져나가게 등록하고, 자산관리 화면에서는 10만원이 새로 등록된 것처럼 이중으로 입력해야하는 불편한 상황입니다.

또한, 신용카드 사용시 부채계정으로 발생되지 않고, 단순히 체크카드 개념으로 즉시 지출건으로 처리되는 점도 정확한 신용카드 부채관리 측면에서 단점으로 생각됩니다. 비밀번호 입력 기능도 어플이 실행중인 상태에서 아이폰이 슬립모드로 갔다가 다시 켰을 때, 비밀번호를 체크하지 않는 것도 개선 되어야 할 부분입니다.

복식부기까지 기능을 지원하지는 않더라도 계정간의 자산이동은 필수적으로 필요한 가계부의 기능이라고 생각합니다. 차기 버젼에서는 하나은행 금융거래와의 연동을 한다고 하니, 진화하는 하나N Money 가계부에 다시 한번 큰 기대를 가져 봅니다.

저작권 :: Latte's Planet의 글은 기본적으로 펌금지입니다. 저작권 관련 공지 보기

  1. 이전 댓글 더보기
  2. BlogIcon yemundang 2010.02.17 15:36

    정말 정리를 잘 해주셨네요.
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  3. 2011.11.08 16:35

    자산연계 되는줄알고 찾으로 들어왓는데 안돼네여 ^^;;
    간편한거 같아 많이 이용해볼려고 했는데~
    어찌해야 할까여 ㅋㅋㅋ

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    One way to make conversations a lot more awkward and unfulfilling is to bore people to half to death. Sometimes you don't even know you are doing it (that's at least what I have done). So today I'd like to list 5 common mistakes that I have made in conversations to help myself - and maybe someone else too - to avoid them in the future.

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    SEATTLE (AP) — Russell Wilson found Sidney Rice behind the secondary for a 46-yard touchdown with 1:18 remaining, and Seattle rallied for 14 points in the final 7:31.

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#3 해킹된(Jailbreak) 아이폰/아이팟터치 실행 불가
놀랍게도 하나 N Bank는 해킹된(Jailbreak) 아이폰/아이팟터치에서는 실행이 되지 않도록 개발되었습니다. 이미 클래스 파일을 리버스 엔지니어링해본 결과 ScanJailbreak라는 함수명까지 찾아졌습니다만, 구체적으로 어떤 방식으로 Jailbreak 된 아이폰/아이팟터치인지를 체크하는지를 알려진바가 없습니다.
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더우기, 애플의 AppStore 개발 정책은 해당 어플의 디렉토리, SandBox를 제외한 다른 공간으로의 접근을 차단하고 있는데, 하나 N Bank 어플은 해킹후 설치되는 어플들의 디렉토리를 체크하는 방식인지도 의문이 들고, 해킹했다가 다시 순정으로 복구한 경우에도 실행이 불가하다는 이야기가 나오고 있습니다.
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만약에 해킹을 했다가 순정으로 복구했음에도 실행이 불가하다면, 부트롬 영역밖에는 체크할 자료가 없을 것으로 생각되어지는데, 이런 방식이라면 거의 해킹툴 수준의 프로그래밍이지 않았을까라는 생각도 듭니다.
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아무튼 금융거래인 만큼 대형 사고를 막고자, 하나은행측에서 매우 신중하게 다각도로 보안에 신경을 쓴거 같습니다.http://latte4u.net
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#4 타행이체 수수료 면제
저도 오늘 하나은행 계좌를 처음 만들고, 인터넷 뱅킹과 모바일 뱅킹까지 가입하였습니다. 아이폰으로 하나 N Bank에 가입하는 경우에 6개월 동안 타행 이체 수수료 면제 혜택을 받을 수 있습니다.
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- 인터넷 뱅킹 : 현재 2009년 12월말까지 타행이체 수수료 면제 => 2010년은 현재 협의중
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2010년 6월말까지 타행이체 수수료 면제가 아니라, 가입시점부터 6개월간 면제입니다. 이 부분은 제가 은행에서 공문 내용도 직접 확인하였고, 은행원분도 담당부서에 수차례 전화로 확인에 확인을 한 사항입니다.
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그리고, 현재 인터넷 뱅킹은 올해말까지 수수료 면제지만, 내년에도 무료 서비스가 된다면 모바일 뱅킹도 계속 면제를 받게 됩니다. 하지만, 만약 인터넷 뱅킹이 올해까지만 무료 서비스가 되고 유료화 되면, 아이폰 사용자들은 모바일 뱅킹으로 가입시점으로부터 6개월간은 무료 혜택을 받을 수 있습니다.
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인터넷 뱅킹 서비스가 내년에도 무료로 서비스 되지 않으면, 아이폰으로 타행이체는 가입시점으로부터 6개월간 무료로 이체할 수 있지만, 인터넷 뱅킹으로는 수수료를 지불해야하니, 사용에 주의하시기 바랍니다.
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#5 마치며...
국내 은행 최초로 하나은행의 아이폰 뱅킹 서비스는 매우 환영할 만한 일입니다. 주거래은행이 있음에도 불구하고 저처럼 하나은행 계좌를 신규 개설한 분들이 많을것으로 생각합니다. 기업은행도 조만간 어플을 만나볼 수 있을거 같구요.
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다만, 더 많은 은행들이 하루 빨리 동참 했으면 하는 바램입니다. 오늘 기사를 보니, 대형 은행들은 사태 추이를 좀 더 지켜보겠다는 식으로 보이던데요. 변화를 두려워하지 말고 재빠르게 적응하는 모습을 보여줬으면 좋겠습니다.http://latte4u.net
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저작권 :: Latte's Planet의 글은 기본적으로 펌금지입니다. 저작권 관련 공지 보기


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    So it appears as if the Broncos are all over the board from 13 down to 19. I have us around the 15 mark. It is so tough because teams like Green Bay, New England, and Pittsburgh are all 1-2. I would like to see the 4th quarter offense throughout the rest of the game from Mike McCoy....Seemed like we said that a lot last year too.



    Two losses to perhaps the two best teams have the Broncos at 1-2 and the rippers coming after Peyton Manning.







    After their second straight loss, the are sure to take a drop in the irrelevant but interesting power rankings. Last week the Broncos averaged around the 11 mark so lets see where they are at this time.



    Yahoo! Sports - 15



    CBS Sports - Prisco - 19 (Last week 13)



    Peyton Manning may have gone for another 300 yard passing game on Sunday, but I don't think I saw him throw even one tight spiral on that day. He can be even better, and he needs to be.



    Peyton Manning is very happy that plays for the Broncos.



    The Broncos can't spot their opponents 20-point leads in the fourth quarter and expect to bail them out.





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    Pro Football Talk - 13



    ESPN - 14 (Last week 10)



    Rant Sports - 18 (Last week 11)



    Perhaps we, or maybe just I, got a little too excited about Denver after one win. Peyton Manning can only do so much by himself, after all.





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    Signed to a four-year, http://www.redskinsjerseyfanshop.com/brian-orakpo-jersey-c-105.html Brian Orakpo Nike Jersey, $27.2 million contract in 2009, the former Maryland standout had 53 tackles, four interceptions and 16 passes defensed his first season with the Ravens. After what will be most of the last two seasons on injured reserve, Foxworth will likely have to reduce his $5.6 million base salary to return in 2012.



    The Ravens announced that cornerback Domonique Foxworth has been placed on injured reserve.



    Veteran linebacker Prescott Burgess is expected to replace Foxworth on the 53-man roster.



    Foxworth tore the ACL in right knee during last year’s training camp, an injury that he is still recovering from. Though he was active for the first two games of the season, he was not pleased with his own performance and was deactivated for Sunday’s 37-7 win over the St. Louis Rams.



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    How To Live It Up In A Down Market


    How do you come out ahead, when everything is upside down? "Chicken Little, the sky is falling,"has been around since I became a real estate professional in the 70's. Every time the market adjusted, it was the bubble bursting. Every time the finance community got to far out on a limb, the public was sold the notion that Armageddon was just around the corner. Now let me shine a light into the darkness and drive out the demons of despair.
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    Remember this, Life is Art - Live it. From the cut of you clothes to the choice of your car, what you choose is how you feel. I believe that great design professionals do more good for their clients than their shrinks. My clients spend their most intimate and personal hours surrounded by environments that I have created just for them, and if you don't think that isn't therapeutic your missing out on a big part of life, and you can't buy it back.
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Splash 시리즈는 PALM PDA에서부터 워낙 유명했던 킬러어플 중 하나입니다.
특히, Splash Money는 가계부 프로그램으로 매우 잘 만들어진 프로그램입니다.
아이팟터치에도 Splash Money가 한참전에 출시되었고, 아이팟터치 가계부를 찾으신다면, 추천드립니다.

Splash Money는 AppStore 유료 어플입니다.

아이팟터치를 활용한 가계부 작성은 무엇보다 장소에 구애받지 않고 언제든지 가계부를 작성할 수 있다는 편리성에 장점이 있다고 생각합니다. 대부분 가계부를 작성하다보면 어느 새 하루 이틀 작성할 항목을 쌓아두게 되고, 그러다보면, 잊어버리고 관리가 안되고, 가계부를 작성하는 취지를 벗어나게 됩니다.

가계부는 본인 계정에서 입출금이 발생하는 그 즉시, 기입해야합니다. 그래야지만, 쌓아두고 잊어버리는 일이 없고, 현재 재정상태를 실시간으로 가장 분명하게 관리할 수 있기 때문입니다. 그런 취지에서 본다면, 아이팟터치를 활용하여 가계부를 작성하는 것은 가계부 작성의 즉시성과 일관성을 유지할 수 있는 좋은방법입니다.


1. Splash Money 설정
Splash Money를 사용하기 위해서는 계정, 카테고리와 같은 기본적인 항목을 먼저 셋업해야합니다.
Splash Money 실행 후 첫 화면에서 상단에 Tools을 터치하게 되면, 전체적인 셋업을 할 수 있습니다.

하단의 좌측부터, 신규 계정 셋업, 통계 그래프, 예산, 온라인뱅킹싱크(미국지원) 입니다.

우측 하단의 금액은 모든 계정의 합산 금액입니다. 그런데, 이 합산 금액은 계정 설정시에 합산하곘다 안하겠다를 지정할 수 있습니다. 아래 예제 화면에서는 신한카드와 비씨카드 계정만 합산하겠다라고 셋팅을 해두어서, 합산된 총금액이 신용카드 사용액으로 나오게 되었습니다.


1.1 계정 설정
계정은 본인이 아이팟터치로 관리하고자 하는 신용카드나 은행계좌, 지갑같은 항목입니다. 저는 기본적인 입출금계좌와 신용카드에 대한 정보만을 아이팟터치에서 관리하고 있습니다. PC에서 별도의 프로그램(MS Money)으로 관리하고 있기때문에, 제가 개인적으로 주로 사용하는 것만 아이팟터치로 관리하고 있습니다.

신용카드를 사용후에, 퇴근후 집에서 PC를 켜고 기입하기가 번거롭고 잊어버리기가 일쑤입니다.
그래서, 저는 아이팟터치를 사용해서 개별적으로 낮에 사용한 모든 건을 그때 그때 입력해두고 있습니다.

계정설정은 Saplsh Money 홈화면에서 "+"를 누르면 새로운 계정을 만들 수 있습니다.

계정 설정시 계정의 이름을 입력하고 계정의 종류(Type)를 선택합니다.

Account Type
  • Checking
  • Savings
  • Cash
  • Credit
  • Asset
  • Liability
  • Money Market
  • Line of Credit
자주 사용사는 계정 종류 Savings(입출금통장), Cash(지갑), Credit(신용카드), Asset(기타자산), Liability(부채) 정도면 되겠습니다.

위 화면에서 Include in Home Total 을 ON 해두면, 홈화면 하단에서 합산금액에 이 계정의 금액이 합산되어 보여집니다. 원하지 않으면 OFF로 해두시면 됩니다. 앞에서 설명드렸듯이 저는 신한카드와 비씨카드만 이부분이 ON되어 있는 상태입니다.

1.2 카테고리 설정
수입과 지출에 따른 입출금이 발생하면, 어떤 계정(신용카드,보통예금통장)에 어떤 종류의 트랜잭션이 발생되었는지를 카테고리를 사용하여 기입합니다.

카테고리는 본인의 수입과 지출에 대해 어떠한 내역으로 지출을 하고 수입이 이루어 졌는지를 나중에 통계자료를 볼때 사용하는 중요한 설정입니다.

카테고리의 Parent 항목은 카테고리를 트리형식으로 구성할 수 있게 합니다.
예를 들어 의료라는 카테고리를 만들고, 병원비와 약국 카테고리를 따로 만들었다면, 병원비, 약국 카테고리를 각각 설정할때, Parent 를 의료로 지정하면 의료 카테고리 밑에 병원비와 약국이 서브카테고리로 형성됩니다.

의료 - 병원비
        - 약국

1.3 Payee 설정
Payee란 지급처를 나타냅니다.
예를들어, 편의점에서 우유를 하나 산 경우, 편의점이 지급처가 됩니다.
지급처는 기본설정에서 셋업해둘수도 있고, 실제 입출금을 기록하는 트랜잭션화면에서도 새로 추가할 수 있습니다.

1.4 기본 화폐 설정
Splash Money는 다양한 화폐를 지원합니다. 대한민국 원화도 당연히 지원되구요.
기본 화폐가 초기에는 달러로 되어 있습니다. 기본 화폐를 원화로 변경해 두는 것이 사용하는데 편리합니다.

기본 화폐 이외에 신규 계정 셋업시에도 화폐단위를 원화로 선택하여야 합니다. 원화로 하지 않으면, 매번 입출금 기록시에 금액이 달러로 입력되고, 매번 원화로 화폐를 변경해줘야하는 불편함이 있습니다.


2. Splash Money 활용
2.1 입출금 처리
입출금처리 입력시에는 먼저 계정을 선택하고, "+" 버튼을 터치합니다.
일자, 지급처(payee), Type(수입,지출,출금,입금....), 금액, 카테고리등등을 입력합니다.

참고: 맨하단 [동양종금] 20,000원은 동양종금 계좌에서 Wallet계좌로 이체한 건입니다.
이런 경우 동양종금에는 지출로, Wallet에는 그 금액만큼 입금으로 자동 생성됩니다..
자세한 사항은 이체처리에서 다시 설명하겠습니다.

아래와 같이 카테고리가 화면에 표시되려면 홈화면 Tools에서 Preference를 선택하고, 화면에 보여질 항목중에 카테고리를 선택해주어야 합니다.


Class는 개인적인 용도 또는 업무적인 용도 등으로 구별할수도 있고 새로 설정해도 됩니다.
State는 처리가 완전히 끝나게 되면 cleared로 해주는 방식으로 사용해도 되고, 사용안해도 무방합니다.
기능이 많으니, 개인적인 용도에 맞게 사용하실것만 사용하셔도 됩니다. 예를들어 지급처(payee)를 나는 사용하지 않겠다라고 계획하셨으면 그렇게 하셔도 무방합니다.

Transaction Type에서 신용카드를 사용하는 경우 Charge, 수입을 입금하는 경우 Deposit, EFT는 일종의 직불카드, Payment는 지급, Withdrawal은 출금등의 의미인데, 상당히 모호하기도 합니다.

저는 대부분 신용카드는 Charge, 수입은 Deposit, Withdrawal은 출금이나 이체등에 사용합니다.

금액은 Enter Amount 쪽에만 입력해도 됩니다.
다양한 화폐를 지원해서 아래쪽은 다른 화폐를 입력했을때, 환율에 맞게 컨버팅해주는 부분인데, 아직 테스트를 못해봤습니다. 원화만 사용하시면, 하단 Convert Currency는 사용하실 필요가 없습니다.

2.2 이체처리
이체처리란, 가계부를 기입하다보면, 돈을 한 계정에서 다른 계정으로 보내야 하는 상황이 발생합니다. 예를들어, 입출금계좌에서 신용카드 대금을 지불하는 경우입니다.

이런 경우, 입출금계좌에서(보내는계좌) Withdrawal을 선택하고 이체될 금액을 기입합니다.
카테고리 선택에서 하단으로 내려가면 카테고리외에 다른계정들이 보이게 됩니다. 이중에서 신용카드 계정(받는계좌)을 선택하면 됩니다.

이렇게 처리하면, 원래 입출금계좌에는 돈이 빠진것으로 기입되고, 신용카드계좌로는 돈이 입금된것으로 처리되어, 결과적으로 신용카드 대금을 납부한것으로 보이게 됩니다.

아래 예제 화면은 입출금계좌에서 지갑계정으로 돈을 보내는 경우입니다.
(실제로는 ATM에서 돈을 인출해서 제 지갑에 넣은 경우이죠)

2.3 통계
통계 기능은 Splash Money의 강력한 기능으로 지출내역과 수입내역을 레포트 형식으로 보거나, 그래프 형식으로 비쥬얼하게 볼 수 있습니다. 하단의 "+" "-" 버튼을 누를때 마다, 수입과 지출로 전환되어, 통계 그래프를 볼 수 있습니다.
위 통계 그래프에서 Other를 터치하면 세부적인 항목을 확인할 수 있습니다.

아래 화면은 레포팅 형식의 통계입니다.
좌측 하단의 버큰을 터히하면 아래와 같이 출력되고, 그 옆의 그래프 버튼을 터치하면 그래프로 표현됩니다.
아무래도 그래프 형식을 많이 사용합니다.

통계자료는 조건을 주고 통계범위를 설정할 수 있습니다.


2.4 예산설정
예산을 설정하여, 불필요한 지출을 넘지 않도록 관리할 수도 있습니다.

3.기타
온라인 뱅킹은 미국에서만 사용할 수 있는거 같아서 생략합니다.
그리고, Splash Money 데스크 탑을 사용한다면, 무선랜을 통해 아이팟터치 Splash Money를 동기화 할 수 있습니다.

  1. BlogIcon masmerah 2008.10.23 18:45

    제 아이폰에는 Splash Money / Pocket money / iXpenseIt / Budget / Balance 몽조리 다 있습니다. 이것을 보면 제가 얼마나 PDA 시절처럼 적합한 가계부용 어플을 찾고 있었는지를 아실거고... 또 보면 아직은 적합한 한가지를 결정하지 못했다는것을 알수 있습니다.

    결정적으로 아직 한가지를 정하지 못한 이유는.... 제가 최근에 Splash Money를 주로 사용하려고 했는데 역시나 Pocket Money처럼 어느정도 데이터가 쌓여가면 벅벅 거림과 함께 튕김현상이 간간히 일어납니다. 겨우 두달치 쌓였는데도 이런데.. 앞으로 지속적으로 해도 될련지에 의문이 들어서.. 결국은 다시 아이폰은 단지 잊어버리지 않기 위한 그날그날이 기록용으로....
    정식 가계부는 엑셀로 하려고 맘을 바꾸어 먹었네요....(지금 한창 저에게 맞는 엑셀로 만들어진 가계부를 찾고 있는데.....혹 좋은게 있으면 추천해주시거나 프로그램을 보내주시면 무한한 감사~~)...

    제 나름대로의 결론은... 아이폰에는 단순 잊어버리지 않기 위한 기록 이상의 것을 바라면 안된다~~~ 이네요~ 쯔업(게다가 데탑과의 연동도 안되니~~~ ㅎㅎ)

    • BlogIcon latte4u 2008.10.24 12:08 신고

      데이타가 많아지면 버벅거린다는 증상이 발생되는지 저도 한번 테스트 해봐야 겠네요. 한 두어달 후에 증상을 올리겠습니다. ^^ 고민고민하다 사용하려고 셋팅 열심히 했는데, 그런 증상이 생긴다면 짱날거 같아요. ^^

    • BlogIcon latte4u 2008.10.24 12:20 신고

      아 저는 Microsoft Money를 사용하고 있습니다.
      외국에 게시니 영어환경에 거부감은 없으실거 같은데...^^ 머니가 영문판만 나와서요...

      기능이 짱 많아요. 가계부가 아니라, 소기업 회계/재정 프로그램으로 써도 될 정도로 막강해요.

      예전에 PDA쓸땐, Splash Money 데스크탑도 쓰다가, MS Money로 넘어왔어요.

  2. kinokid 2008.10.24 12:10

    저도 스플래쉬 머니 잘 사용하고 있는데 아이팟에서는 한글의 입출력이 자유로운데
    데스크탑과 연동하려면 한글을 사용하면 안되더군요. 싱크가 제대로 되지가 않네요.
    여러모로 맘에 드는 프로그램인데 데스크탑과의 연동에 문제가 생기니 참 아쉽습니다.

    • BlogIcon latte4u 2008.10.24 12:16 신고

      아니 이런 데스크탑과 연동이 한글이 안된다니, 정말 치명적이네요...

      저는 데스크탑은 다른 프로그램을 사용중이라서 미처 몰랐네요.

    • Bandit Jing 2009.01.20 16:41

      터치로 splashmoney 사용중인데..
      정확히는 계좌 중 한글이 있으면 처음 싱크할때는
      잘 됩니다만 두번째부터는 싱크가 안되는군요.

      데스크탑의 프로그램을 찾을 수 없다고 뜨네요..

      ** 계좌명을 영어로 고치니깐 싱크가 잘 되네요.
      신한은행 -> Shinhan Bank 로..
      하위메뉴는 한글로 써도 상관없습니다.

  3. BlogIcon iHWAN 2008.10.24 13:05

    종종 입력시 튕겨나가서 결국 PDA로 돌아왔습니다.

    아직은 불안정하더군요.

    • BlogIcon latte4u 2008.10.24 13:07 신고

      아 저도 가끔 튕겨져 나가긴 하는데, 자주 그러진 않아서요. 이 어플 말고 다른 게임들도 튕겨나가긴 마찬가지라서요. 아이팟 OS자체가 문제인거 같아요.

  4. haedohero 2009.01.03 17:18

    안녕하세요 터치 구입하고 latte4u님 블로그에 처음 댓글 달아보네요~ ^^
    올려놓으신 터치 어플강들 너무 유용하고 좋습니다.
    제가 질문 하나 드리고 싶은데요. latte4u님이 위에 설명해주신 Splash money를 다운 받았는데 pc랑 동기화 방법을 모르겠네요. 염치 없지만 시간 되시면 pc판 트라이얼 버젼과의 sync 테스트 부탁드려도 될까요? 참고로 저는 맥을 쓰고 있지만 왠지 도움이 될거 같습니다.

    • BlogIcon latte4u 2009.01.05 09:21 신고

      제가 PC로는 MS Money를 사용하고 있어서 거기까진 설명을 못드렸는데요. 설치해보고 다시 말씀드릴게요

  5. BlogIcon 예슬아빠 2009.02.25 09:04

    혹시 답이 있으실까 하고 질문 올려 봅니다.
    액수 입력할 때 예를 들어 1000원이라면 "1000.00"으로 입력해야 되는데...
    소수 이하 단위를 없애버리는 방법이 없을까요?

    달러는 1.02 -> 1달러 2센트와 같이 되겠지만, 원화에서는 소수 이하 금액은 없으니까요.
    1원을 입력할려고 해도 1 0 0을 입력해야 1원이 되니... 매번 번거롭네요.

    • BlogIcon latte4u 2009.02.25 11:09 신고

      저도 그 점이 매우 번거로운데..

      하도 여러 어플을 테스트 하나보니, 분명히 소숫점 입력안해도 되는 어플이 있었는데, 그게 스플래쉬 머니인지는 기억이 안나네요..

      지금 제 아이팟터치가 펌업후 약간 문제가 생겨서 지금당장 스플래쉬머니에서 되는지 확인해드리기가 어렵습니다.
      나중에 다시 말씀드릴게요

  6. BlogIcon 예슬아빠 2009.02.25 09:06

    질문 둘..(제가 소개 글보고 SplashMoney를 구입했답니다. 어제...^^;;)

    카드 같은 경우에 신용결제를 하다가 매월 지급일에 실제 금액이 정산되잖아요.
    신용카드를 그렇게 처리하는 방법이 있는지요?

    • BlogIcon latte4u 2009.02.25 11:07 신고

      보통 저는 신용카드를 사용하면 신용카드 계정은 마이너스가 됩니다. (부채가 쌓이는 거죠)

      나중에 카드값을 내는 행위는 은행계좌에서 돈이 빠져나가면서 카드값이 처리가 됩니다.

      마찬가지로 저는 은행 보통예금계정에서 신용카드계정으로 돈을 Transfer 합니다. 이렇게 되면 마이너스인 신용카드 계정이 마이너스가 감소하게 되죠. (부채의 감소)

      계정간 돈을 이체하는 기능을 사용하시면 됩니다.

      은행계정까지 관리를 안하시고 신용카드만 관리하신다면 그냥 신용카드 계정에 플러스로 입금을 잡아주시면 부채가 감소하겠죠. ^^

  7. BlogIcon 예슬아빠 2009.02.25 14:52

    그렇게 하면 되겠군요. 여러모로 삶이 복잡해 지네요...^^;;
    (저는 제 통장과 모든 관리를 와이프한테 떠넘기고 전화로 시키는 스타일이라서...)

  8. BlogIcon 제로 2009.10.13 17:02

    안녕하세요 글 잘 읽고 splash money 잘 쓰고 있습니다.
    그런데 splash money desktop 을 사용하지 않고,
    아이팟터치에서 사용중인 splash money의 데이터들을
    백업해놓을 방법이 없을까요?

    • BlogIcon latte4u 2009.10.14 18:48 신고

      iTunes 싱크하실때 데이타는 백업되구요.
      별도로 백업을 원하시면, 해킹하시고, Chronus같은걸 사용해보세요

  9. BlogIcon 제로 2009.10.15 10:11

    iTunes 동기화할때 백업과정이 너무 길어서 x 버튼 눌러서 스킵해버리는 편이라
    Chronus 활용법을 연구해봐야겠군요.
    답변 감사드립니다.
    그런데 해킹팟일경우에 iTunes와 동기화를 하면 iTunes를 통하지 않고 설치된 어플이 가끔
    지워져 버리던데 이것을 막는 방법이 없을까요?

    • BlogIcon latte4u 2009.10.15 11:25 신고

      저도 백업은 스킵하고 있습니다.
      Chronus 리뷰도 올라와 있으니, 보고 하시면 어렵지 않습니다.

      그리고, iTunes 로 동기화할때 터치에서 설치한 어플이 사라지는 경우를 방지하기 위해서는....

      동기화하기 전에, iTunes 에 터치 아이콘에서 마우스 오른쪽 버튼 누르시고 구입항목 전송을 선택해주세요.

      그래도 가끔 전송이 안되는 경우가 있는데, USB를 뺏다가 다시 꼽고, 다시 한번 구입항목 전송을 해보세요.

      ^^

  10. BlogIcon 제로 2009.10.15 11:34

    친절한 답변 감사드립니다.
    주말에 한번 해봐야겠네요.

App Store 유료 어플에서 아이팟터치로 새롭게 선보이는 eWalletPDA시절부터 유명한 개인정보 보관 프로그램입니다.

은행 계좌번호, 비밀번호, 보안카드번호
신용카드 번호, 비밀번호,
인터넷 계정,
여권,
주민번호
.
.
.
.
등등등 아주 중요한 개인정보를 손쉽게 관리할 수 있습니다.

신용카드도 거의 흡사 마스터카드나 비자카드 모습으로 화면에 표시됩니다.
은행 보안카드를 은행계좌 등록시 Other Information에 입력해 두면, 은행거래시 아이팟터치만 있으면 됩니다.

보안카드를 아이팟터치에 적용하는 방법은 두가지 정도 생각해 보았습니다.
은행 보안카드를 사진이나 스캔을 해서 아이팟터치와 싱크해서 사진프로그램으로 확인하는 방법.

두번째가 eWallet에 보안카드 정보를 입력해서 사용하는 방법입니다.

은행보안카드가 많아서 갖고 다니기도 불편해서,
저는 과거 PDA를 사용할때는 eWallet에 넣어 갖고 다녔습니다.

eWallet에는 전자지갑을 여러개 만들수 있고,
각 전자지갑에는 세부 카테고리를 만들수 있습니다.

예를 들어 아래와 같은 모습니다.

Jess - 은행 (신한은행,기업은행,외환은행,동양종금.....)
        - 신용카드(비씨카드,신한카드,국민카드......)
        - 인터넷(다음,네이버....)

1. 상단우측 "+"를 눌러 전자지갑을 만든다.
새로운 전자지갑의 이름과 패스워드를 입력합니다.
패스워드는 해당지갑을 열때 꼭 필요합니다.

사용자 삽입 이미지
사용자 삽입 이미지
전자지갑을 열때 패스워들 확인하는 모습입니다.
사용자 삽입 이미지
2. 전자지갑에서 새로운 카테고리를 만든다.
    아래는 은행계좌 카테고리를 만들어 은행계좌정보를 등록할 예정입니다.
사용자 삽입 이미지
카테고리에 생성되는 계정의 종류를 디폴트 값으로 정의할 수 있습니다.
예를 들어 은행계좌 카테고리에서 가장 많이 사용될 계정은 Bank Account 이기 때문에,
Default Template을 Bank Account로 셋팅해 둡니다.

그러면 나중에 실제 은행계좌를 등록할때, 디폴트값이 Bank Account 라서 바로 데이타만 입력하면 됩니다.
사용자 삽입 이미지
3. 카테고리에 들어가서 Account(계좌)를 만듭니다.
사용자 삽입 이미지
보통 저희가 사용하는 입출금계좌가 Savings입니다.
사용자 삽입 이미지
사용자 삽입 이미지
사용자 삽입 이미지
사용자 삽입 이미지

실제 계좌나 계정의 이름은 한글이 저장되지만,
카테고리명은 한글저장이 되지 않았습니다.
사용자 삽입 이미지
아래는 실제로 입력된 값이 표시되는 화면입니다.
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    Posted by: Bill Nov 12, 2012 4:55:54 PM



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    Cam Newton turned out to be a distraction to put it mildly. He is playing like he wants out of Carolina yesterday. Bench him and let Anderson and Clausen finish the season. At least save us from being the laughing stock of the NFL.



    Cam Newton and the Carolina Panthers fell to the Denver Broncos, 36-14 on Sunday and dropped to 2-7 on the season. The Charlotte Observer's Joe Person reports from Bank of America Stadium.



    Comments:



    Comments


    Posted by: james edwards Nov 13, 2012 3:55:27 PM



    Should have kept Fox and Fired Hurney before!





    Posted by Observer Interactive on November 11, 2012 at 08:36 PM



    Listen to you guys Bench Cam, He is the problem...start Anderson or Claussen give up on this season....really!!!!!!! Are you guys even fans of the team..... It Not being out coached for now the whole season...... or the fact that our team isn';t prepared to play or condition to play.......it can';t be that the Coaches aren';t simply getting it done in the film room to putting in a great scheme.....No, you guys are hung up on a kid whom is not use to losing......So, your respond to that is let bench him and teach him how to lose!!!!!! and maybe when his contract is up he will be a better player for us......U don';t have to like his TD dance to know that our team is better off with CAM then what you all are saying here.......It is a Coaching Problem and that isn';t going to change until they(coaches) know their team......Every other Rookie Coach knows their team Our Coach don';t.....and it shows....now going on Two seasons.......I hate to see what he don';t know if he is lucky to be here next season.......Enough Said.......


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    The absolute being officer's facial appearance is really a hard imagination of rare, this big Li Lian Tian's accident outside, he basically has never thoughted of the so-called that the absolute being officer's beautiful looks can't lose to comes out for those cosmos evaluation Kui & &

    Li Lian Tian quietly looking at an absolute being officer, the taste good elephant changes all of a sudden of the Chi was fond of.Until the absolute being officer's half collapsed and fainted half groan a , Li Lian Tian this just took back the vision of foolish form to realize mistake to come over.

    Li Lian Tian holds the hand of the absolute being officer's body to also can not help starting shivering, very not easy after waiting until heart to calm down, started to be busy getting up.

    Li Lian Tian lifted a short while spirit, then the whole individual keep a status that sits to sign, the physical strength in the body coagulated in the chest all of a sudden, the blood in the blood vessel inside the body also in a twinkling started seething here, several silk white spirit like this continuously emitted out on Li Lian Tian's palm, Li Lian Tian favour a burst of, for a while full head big sweat get up, http://www.officialnfljerseysproshop.com/pittsburgh-steelers-troy-polamalu-jersey-c-532_542.html Steelers Troy Polamalu Jersey, basically got away from just that cold of flavor.

    Treat while taking back a palm Li Lian Tian just again stuck the absolute being officer's forehead, touched for a while.

    "O.K. & & " Li Lian Tian soliloquized a , then very carefully let go of an absolute being officer, then stood.

    He quickly seeks to come to point fuel, then order, born a fire heap in the absolute being officer's in front.Flame slowly from small to arrive to greatly burn, the good elephant shows people the light of fire of so-called hope all of a sudden.

    Start a fire Li Lian Tian of heap this just again walks to the absolute being officer's flank, he hands all of a sudden to have the absolute being officer who has no reaction, the absolute being officer's mouth 1 a match of, don't know as well to be saying what talk in a dream.

    "I still cannot see & & " Li Lian Tian soliloquized severals then very pretty much and resolutely tored absolute being officer body up take the clothes of thrombus, absolute being officer body top medium of the bullet is really a lot of, the not so bad absolute being officer's physical endowment is very good, also have her have already used very early inside the dint own blood live, http://www.officialnfljerseysproshop.com/houston-texans-jj-watt-jersey-c-251_271.html J.J. Watt Jersey Texans, not she a long while ago departs from this life because losing blood is excessive.

    Li Lian Tian's activity for a while finger, then formally acted.

    The absolute being officer's skin is very very very good, again the white has a kind of flexibility of being unspeakable and smooth, http://www.officialnfljerseysproshop.com/atlanta-falcons-roddy-white-jersey-c-21_34.html Roddy White Falcons Jersey, also taking to soften again.Once Li Lian Tian's hand hold up, good elephant both parties all produced a kind of attentive felling.

    Li Lian Tian flurried shook head, he trembled to tremble arm, and the facial expression changed all of a sudden very seriously to get up.He puts positive he sit all of a sudden to sign of position then resolutely stretch hand dynasty absolute being officer & &

    Although Li Lian Tian isn't a professional doctor, http://www.officialnfljerseysproshop.com/new-york-giants-victor-cruz-jersey-c-433_454.html Victor Cruz Giants Jersey,his action seems to be very masterly, http://www.officialnfljerseysproshop.com/pittsburgh-steelers-troy-polamalu-jersey-c-532_542.html Troy Polamalu Jersey Steelers, a gathers a bunch of bullet so of be very easily taken out by him, also take to order some blood.

    Basic processing after completing, http://www.officialnfljerseysproshop.com/baltimore-ravens-torrey-smith-jersey-c-36_55.html Torrey Smith Ravens Jersey, Li Lian Tian this just pickeds up the blouse that he just took off, then tores into the cloth of one one help absolute being officer of the wound a per bound up and bound of burliness after, he this just stood and wiped the big sweat of wiping

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    Li Lian Tian still pretty much trusts to own Wu Xue of, his self-confident he can escape of go out, if the words got into nasty fight, probably death and harm miserably heavy of isn't oneself, he thinks to have no necessity again go to injury Zhang Jia's person, probably all these all and the jade heart is still relational.Want Li Lian Tian not to how can don't understand this social situation, does he have to have reservation?

    Cold Leng for a while, they each other hoped one eye with each other and saw Li Lian Tian no longer have excrescent action, he recruited a hand to after death several individuals, then quickly let go of the weapon in the hand, how didn't politely walk to come over.

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    "This there is still in the world so silly person & & dare a person arrive Zhang Jia to do wrong, you still think what place Zhang Jia is, I misses your life to see to is to have no, I still really thinks is what superior come & & we well afraid."A Zhang Jia's under charge that holds tight Li Lian Tian's arm very irony lookinging at of derision Li Lian Tian,

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