Major 대형은행 중 하나인 신한은행이 스마트폰 뱅킹에 뛰어들었습니다. 하나은행, 기업은행에 이은 세번째 은행 어플이 AppStore에 등장하였습니다. 하나, 기업은행보다 대형은행이다보니, 신한은행의 아이폰 어플 출시로 혜택을 보게 될 신한은행 주거래 고객분들이 더 많을것으로 생각합니다.

신한S뱅크는 은행거래를 지원하는 신행은행 아이폰/아이팟터치 어플입니다. 무선랜이 되는 곳에서는 아이팟터치도 사용할 수 있습니다.

신한은행 신한S뱅크는 AppStore 무료 어플입니다.
iTunes 평가 ::


신한은행은 예전부터 맥전용 어플도 출시해서 다른은행과는 달리 맥사용자들도 은행거래를 할 수 있도록 서비스를 해주고 있었습니다. 이번 아이폰 지원서비스도 무척 반가운 일입니다.

#1 신한S뱅크 특징
신한은행 아이폰 어플은 기존에 출시 된 하나은행, 기업은행 어플에 비해 깔끔한 인상을 받았습니다.

하나은행은 화려한 디자인에 비해, 글자까지 불필요한 이미지로 로딩되도록해서 사용감이 느린 단점이 있고, 기업은행은 심플한 만큼 매우 빠르게 화면이동이 되서 좋구요. 신한은행은 깔끔한 디자인에 사용자가 인내할 수준의 속도를 내주는 군요. 아주 빠르진 않지만, 이 정도면 답답한 느낌은 그다지 들지 않을거 같습니다.

디자인과 속도가 적절히 배합된거로 보여지네요.

#2 신한S뱅크 기능
신한은행 아이폰 어플은 예금조회, 이체, 펀드, 대출, 외환, 신한카드, 지로납입까지 손안에서 모든 은행 업무를 해결할 수 있습니다. 그렇지만, 초기버젼에서는 예금조회, 이체, 펀드, 대출 관련서비스까지만 지원되고, 외환, 신한카드, 지로서비스는 현재 준비중입니다. 메인 화면에서 왼쪽으로 밀어주면 다른 메뉴를 볼 수 있습니다.



[신한S뱅크 사용 가능 서비스]
* 예금조회/이체 
- 예금조회/이체 계좌목록, 거래내역조회, 예금이체
- 예약이체/ 예약이체 등록, 조회후 취소, 결과 조회
- 경조금이체 /이체내역조회 
- 자주쓰는 입금계좌/ 자주쓰는 계좌관리 및 갱신
* 펀드/수익증권 : 펀드/수익증권 수익률 조회 ,펀드/수익증권 입금, 펀드/수익증권 출금 
* 대출 : 대출조회/ 상환, 이자납입 
* 공지사항/이벤트 : 공지사항, 이벤트, 이용안내
* 공인인증센터 : 공인인증서 발급안내, 공인인증서 가져오기, 공인인증서 관리, 공인인증서 안내
* 부가 서비스 : 환율조회, 수표조회
* 고객센터 : 영업점 찾기, 콜센터 안내 
* 환경설정 : 가속도센서 설정, 버전 확인

[신한S뱅크 준비중인 서비스]
* 신한카드 
- 신용카드번호 조회 ,이용내역조회, 포인트조회 ,이용대금명세서조회 
- 이용한도조회, 결제내역조회 ,교통카드내역조회 , 현금서비스 이체
* 외환 : 외화예금조회, 모바일환전신청, 환전신청내역조회, 해외송금/조회
* 긴급출금 : 긴급출금 등록, 긴급출금 조회/취소 
* 지로/지방세 : 지로조회납부, 지로입력납부, 납부내역 조회/취소, 지방세납부, 지방세납부내역조회 

#3 신한S뱅크 가입 절차
신한S뱅크의 사용은 하나은행이나 기업은행과 마찬가지로, 아이폰에 어플을 먼저 설치하고, PC에서 은행사이트의 공인인증서 보내기 기능으로 아이폰에 공인인증서를 담아서 사용하는 방식입니다.

.공인인증서 가져오기.

1. AppStore나 iTunes을 사용하여 신한S뱅크 어플 아이폰에 설치

2. 신한S뱅크 실행 >> 공인인증센터 >> 인증서 가져오기 (하단에 인증번호 참조)


3. PC에서 http://www.shinhan.com/sbank 접속

4. PC화면의 인증서전송 버튼 클릭 >> 인증서 선택후 암호입력

5. PC화면 하단에 2번 아이폰 화면의 인증번호와 주민번호 입력

6. 아이폰 화면하단에 "다음" 터치

7. 아이폰 화면에 주민번호 입력하여 공인인증서 가져오기
 

신한S뱅크 어플로 은행거래를 하려면, 스마트폰 서비스에 가입해야합니다. 가입절차는 공인인증서를 가져온 후에 신한S뱅크에서 예금조회등을 터치하면 공인인증서로 간단하게 가입처리가 됩니다.

이제 아이폰으로 신한은행의 은행서비스를 마음껏 사용할 수 있습니다.

                        .Latte's Planet :: 라떼의 이야기입니다.                        

#4 신한S뱅크 스크린 샷
신한S뱅크로 공인인증서를 가져오고 가입절차를 마쳤다면, 이제부터 아이폰에서 예금조회, 계좌이체, 펀드조회, 납입, 출금등의 은행 업무를 처리할 수 있습니다. 예적금 조회화면에서 즉시 이체할 수도 있습니다.

[예금조회/이체 메인메뉴]


[예적금 조회]


[즉시이체, 예약이체]


[펀드 수익증권 조회, 입출금]


[수표조회, 환율조회]


#5 신한은행 모바일 사이트
신한은행은 아이폰 전용 어플 이외에도 동시에 모바일 사이트를 오픈하였습니다. 아이폰 사파리, 옴니아, 안드로이드에서도 웹브라우져를 통해 접속할 수 있습니다.

신한은행 모바일 사이트 : http://m.shinhan.com



다만, 모바일 사이트에서도 은행거래가 가능한것으로 착각을 해서 기대를 많이 했는데, 알고보니 모바일 사이트는 은행거래는 할 수 없었습니다.

신한은행 모바일 사이트는 은행 상품정보 위주의 서비스를 제공하고 있습니다.


#6 글을 마치며...
대형은행의 아이폰 어플 참여는 시사하는 바가 크다고 생각합니다. 이제 아이폰은 거스를 수 없는 대세입니다. 아이폰으로 시작 된 스마트폰 활성화는 새로운 세상의 시작일 뿐입니다. 정부나 감독기관들이 IT쇄국정책으로 더 이상 우물 안 개구리가 되지 않았으면 합니다.

 

이제 액티브X 좀 버렸으면.......... ㅡ.,ㅡ

저작권 :: Latte's Planet의 글은 기본적으로 펌금지입니다. 저작권 관련 공지 보기

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